West Virginia

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Ranson corporation, West Virginia CD Rates

You are viewing rates from banks across Ranson corporation





Below are the best one-year CD Rates from banks in Ranson corporation, West Virginia. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

Ranson corporation, WV - July 31, 2025

1 Year CD National Average : 0.55% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 270 days interest.
Rate History: 4.50% → 4.40% → 4.30% → 4.25% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 6 months interest.
Rate History: 5.35% → 4.50% → 4.46% → 4.41% → 4.25%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.90% → 4.75% → 4.50% → 4.40% → 4.25%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.10% → 4.00% → 4.25% → 4.40% → 4.20%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.20% → 4.00% → 4.15% → 4.00% → 3.85%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75%

| Jul 28, 2022

Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More

Rate History: 4.70% → 4.00% → 4.30% → 3.30% → 3.49%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 3.75% → 4.50% → 4.00% → 3.50% → 3.35%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.50% → 4.30% → 4.20% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.00% → 2.75% → 2.50% → 4.25% → 2.50%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 2.00% → 3.50% → 3.25% → 3.00% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Apr 12, 2019

United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More

| Mar 19, 2021

This rate is not true call it is only 0.40 lady she would have it changed a week ago Read More

0.70%

$10,000

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0.65%

$10,000

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0.60%

$100,000

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0.60%

$10,000

-

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| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

0.50%

$1,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

-

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| Jun 5, 2020

MCNB BANK IS NOT A CUSTOMER FRIENDLY BANK AND DOES NOT CARE ABOUT ITS CUSTOMERS. THIER ATM'S ARE PIECES OF JUNK THAT MAY OR MAY NOT GIVE YOU YOUR MONEY AND WHEN IT DOESN'T GIVE YOU YOUR MONEY YOU ARE JUST ... Read More

0.40%

$100,000

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0.40%

$100,000

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0.40%

$100,000

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0.40%

$10,000

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0.35%

$10,000

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0.35%

$10,000

-

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| Jan 25, 2017

Local bank Read More

| Jun 18, 2020

Best local savings rate. Good friendly service. Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$1,000

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0.30%

$100,000

-

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0.30%

$10,000

-

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Early Withdrawal Penalty is 181 days interest.

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

-

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$100,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

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0.20%

$10,000

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0.20%

$500

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

-

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$500

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0.15%

$10,000

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0.15%

$10,000

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0.15%

$10,000

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0.10%

$10,000

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0.10%

$10,000

-

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| Jun 28, 2017

showmethreethousanddollars Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
Truist Bank
Bb&T Square Main Branch
300 Summers Street Charleston WV
Fifth Third Bank, National Association
Huntington Downtown Branch
517 9th Street Huntington WV
Manufacturers and Traders Trust Company
Fort Ashby Branch
23 Presidents Street Fort Ashby WV
Woodforest National Bank
0345 Fairmont West Virginia Branch
32 Tygart Valley Mall Fairmont WV
JPMorgan Chase Bank, National Association
By-Pass Plaza Branch
4140 Robert C Byrd Drive Beckley WV
United Bank
Charleston Main Branch
500 Virginia Street East Charleston WV
Putnam County Bank
Putnam County Bank Branch
2761 Main Street Hurricane WV
The Bank of Romney
The Bank Of Romney Branch
95 East Main Street Romney WV
FNB Bank, Inc.
Fnb Bank, Inc. Branch
105 North High Street Romney WV
The Harrison County Bank
The Harrison County Bank Branch
Main Street Lost Creek WV
BCBank, Inc.
Bcbank, Inc. Branch
107 Pike Street Philippi WV
First National Bank of Pennsylvania
Wellsburg Branch
1015 Commerce Street Wellsburg WV
The Harrison County Bank
The Harrison County Bank Branch
Main Street Lost Creek WV
First Exchange Bank
First Exchange Bank Branch
11 West Main Street Mannington WV
Calhoun County Bank, Inc.
Calhoun County Bank, Inc. Branch
372 Main Street Grantsville WV
Bank of Charles Town
Bank Of Charles Town Branch
111 East Washington Street Charles Town WV
Whitesville State Bank
Whitesville State Bank Branch
38609 Coal River Rd Whitesville WV
The Citizens Bank of Weston
The Citizens Bank Of Weston Branch
201 Main Avenue Weston WV
Guaranty Bank Inc.
Bank Of Mingo Branch
10 Commerce Drive Williamson WV
MCNB Bank and Trust Co.
Mcnb Bank And Trust Co. Branch
75 Wyoming Street Welch WV
Citizens Bank of Morgantown, Inc.
Citizens Bank Of Morgantown, Inc. Branch
265 High Street Morgantown WV
Miners & Merchants Bank
Miners & Merchants Bank Branch
172 East Ave Thomas WV
Mountain Valley Bank, N.A.
Mountain Valley Bank, N.A. Branch
317 Davis Avenue Elkins WV
Davis Trust Company
Davis Trust Company Branch
227 Davis Avenue Elkins WV
Mountain Valley Bank, N.A.
Mountain Valley Bank, N.A. Branch
317 Davis Avenue Elkins WV
The Pleasants County Bank
The Pleasants County Bank Branch
323 Second Street Saint Marys WV
Huntington Federal Savings Bank
Huntington Federal Savings Bank Branch
1049 5th Avenue Huntington WV
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc. Branch
5229 Coal Heritage Road Iaeger WV
The Poca Valley Bank, Inc.
The Poca Valley Bank, Inc. Branch
7033 Charleston Road Walton WV
Hancock County Savings Bank, F.S.B.
Hancock County Savings Bank, F.S.b. Branch
351 Carolina Avenue Chester WV
Citizens Bank of Morgantown, Inc.
Citizens Bank Of Morgantown, Inc. Branch
265 High Street Morgantown WV
Freedom Bank, Inc.
Freedom Bank, Inc. Branch
315 Crim Avenue Belington WV
West Union Bank
West Union Bank Branch
212 Main Street West Union WV
Capon Valley Bank
Capon Valley Bank Branch
2 W. Main Street Wardensville WV
The Grant County Bank
The National Bank Of Davis/Branch
William Avenue Davis WV
The Ohio Valley Bank Company
Milton Branch
280 East Main Street Milton WV
Clay County Bank, Inc.
Clay County Bank, Inc. Branch
150 Main Street Clay WV
The First National Bank of Williamson
The First National Bank Of Williamso Branch
68 E. 2nd Avenue Williamson WV
New Peoples Bank, Inc.
Princeton Office Branch
1221 Stafford Drive Princeton WV
The First National Bank of Peterstown
The First National Bank Of Peterstow Branch
220 Market Street Peterstown WV
First United Bank & Trust
South Berkeley Branch
U.S. Route 11 And State Route 51 Inwood WV
Pendleton Community Bank, Inc.
Pendleton Community Bank, Inc. Branch
300 North Main Street Franklin WV
Union Bank, Inc.
Sistersville Branch
700 Wells Street Sistersville WV
Miners & Merchants Bank
Miners & Merchants Bank Branch
172 East Ave Thomas WV
The Farmers Bank and Savings Company
Mason Branch
424 Second Street Mason WV
MVB Bank, Inc
Mvb Bank, Inc Branch
301 Virginia Avenue Fairmont WV
WesBanco Bank, Inc.
Sistersville Branch
250 Charles Street Sistersville WV
First Mutual Bank, FSB
3850 Emerson Ave Branch
3850 Emerson Ave Parkersburg WV
Clear Mountain Bank
Clear Mountain Bank Branch
160 Morgantown St Bruceton Mills WV
MVB Bank, Inc
Mvb Bank, Inc Branch
301 Virginia Avenue Fairmont WV
Jefferson Security Bank
Jefferson Security Bank Branch
105 E Washington Street Shepherdstown WV
First Neighborhood Bank
First Neighborhood Bank Branch
216 Market Street Spencer WV
The Bank of Monroe
The Bank Of Monroe Branch
39 Main Street Union WV
The First National Bank of Williamson
The First National Bank Of Williamso Branch
68 E. 2nd Avenue Williamson WV
CNB Bank, Inc.
Cnb Bank, Inc. Branch
101 S. Washington Street Berkeley Springs WV
Union Bank, Inc.
Sistersville Branch
700 Wells Street Sistersville WV
Community Bank of Parkersburg
Community Bank Of Parkersburg Branch
631 Juliana Street Parkersburg WV
Logan Bank & Trust Company
Logan Bank & Trust Company Branch
43 Washington Avenue Logan WV
First Community Bank
Bluefield Branch
211 Federal Street Bluefield WV
Citizens Bank of West Virginia, Inc.
Tucker County Branch
224-226 Walnut Street Parsons WV
Peoples Bank
New Martinsville Branch
207 Main Street New Martinsville WV
PNC Bank, National Association
West Virginia University Branch
1550 University Avenue Morgantown WV
Fifth Third Bank, National Association
Huntington Downtown Branch
517 9th Street Huntington WV
First-Citizens Bank & Trust Company
Marlinton Main Branch
201-209 8th Street Marlinton WV


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

  • The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
  • One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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